The American dream of owning a home has become increasingly out of reach for millions of people across the country. Skyrocketing home prices, rising interest rates, and limited housing inventory have converged to create a market that feels more like a barrier than a pathway for many potential buyers. The result? A housing affordability crisis […]
Read MoreSmall business growth in the US is picking up real momentum. In 2025, a mix of technology, economic shifts, and policy support is making it easier for entrepreneurs to launch and scale. 1. AI Tools Are Creating New Advantages Artificial intelligence is now within reach for everyone. Small business owners can use AI to automate […]
Read MoreInterest rates aren’t just numbers that bankers track—they directly shape how small businesses grow, spend, hire, and survive. Unfortunately as 2025 continues to progress they have remained uncomfortably high. With the Federal Reserve keeping benchmark rates elevated to curb inflation, borrowing has become more expensive, and cash flow feels tighter across industries. For small and […]
Read MoreIn the face of a softening U.S. economy, small and midsize businesses (SMBs) are entering an era that demands both caution and calculated action. With GDP growth forecasts revised downward, inflation moderating but still elevated, and recent Federal Reserve decisions keeping interest rates elevated, the outlook isn’t apocalyptic—but it is uncertain. For SMBs, that’s enough […]
Read MoreFor decades, traditional banks were the gatekeepers of business capital. If you wanted funding, you filled out the forms, pledged your assets, and hoped the credit committee said yes. But today, as lending standards tighten and speed becomes a competitive advantage, more businesses are turning to alternative financing—not as a last resort, but as a […]
Read MoreHarvard University, one of the wealthiest and most influential institutions in the world, is now at the center of a political and financial showdown. The Trump administration has threatened to revoke Harvard’s tax-exempt status, freeze its federal funding, and intensify congressional scrutiny. While the headlines highlight politics and campus controversy, the deeper implications touch business, […]
Read MoreMost business owners pay themselves last—and the IRS first. That mindset, while common, is backward. If you want a business that’s not only sustainable but truly profitable, you need to flip the traditional accounting equation on its head. Enter the Profit First framework—a cash flow management system designed to ensure your business is permanently profitable, […]
Read MoreRemote work is no longer a contingency plan—it’s infrastructure. If done correctly remote teams drive leaner operations, attract top-tier talent, and scale without geographical bottlenecks. They also expose weaknesses fast: poor communication, undefined roles, or lack of process can drag even the most ambitious companies off course. Whether you’re hiring your first contractor or scaling […]
Read MoreBookkeeping has always been a chore. It’s essential for running a business, but most founders would rather spend their time on growth, not spreadsheets. Tracking expenses, categorizing transactions, and reconciling accounts are time-consuming tasks that add little value when done manually. Fortunately, that’s changing. Artificial intelligence has transformed how modern bookkeeping tools work. The latest […]
Read MoreIn today’s lean business environment, bloated budgets and legacy contracts aren’t just wasteful—they can hold you back. The good news? A focused review of your monthly outflows often reveals quick wins: expenses you can drop or renegotiate without sacrificing capability. Let’s walk through six common budget drains and show you how to eliminate them in […]
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